Debt Recovery Guides
Plain-English guides to debt recovery law in England and Wales — County Court Judgments, statutory demands, enforcement options, and time limits.
Topics covered
- •County Court Judgments (CCJs)
- •Statutory demands
- •Warrant of control
- •Third-party debt orders
- •Limitation periods
All Debt Recovery Guides
Letter Before Action: How to Demand Payment Before Going to Court
A Letter Before Action is a formal written demand that must be sent before starting court proceedings for most debt claims.
County Court Money Claims: How to Sue for Money Owed in the UK
Money Claims Online (MCOL) allows you to make a court claim for up to £100,000 entirely online.
County Court Judgments (CCJs): What They Mean and How to Deal With Them
A CCJ is a court order requiring you to pay a debt. It stays on your credit file for 6 years.
Statute-Barred Debts: When a Debt Becomes Unenforceable
Most debts become statute-barred (unenforceable through the courts) after 6 years under the Limitation Act 1980.
Small Business Debt Recovery: Getting Paid What You Are Owed
The Late Payment of Commercial Debts (Interest) Act 1998 gives you an automatic right to charge 8% interest above the Bank of England base rate on overdue business invoices.
Debt Recovery by City
Local guides with court information and Citizens Advice contacts.